Have you lost some or a significant amount of money in the stock market over the last ten years?
After the S&P 500 stock index lost 46% during a stretch of time from 2000-2002 and 59% from a stretch from 2007-2008, most people have a healthy fear of the stock market.
The problem is that fear without a solution is not too useful. That’s why I wrote Retiring Without Risk. The first part of the books talks about a tool for those 55 and under that has the following attributes:
Money grows tax-free and come out tax-free (even before age 59.5).
Money is NOT subject to risk in the stock market.
Gains are locked in on an annual basis never to be lost in a down stock market.
Your family is taken care of financially in the event you die before fully funding.
The second part of the book talks about a tool for those 56 and older that has the following attributes:
Money is NOT subject to risk in the stock market.
Gains are locked in on an annual basis never to be lost in a down stock market.
Optional guaranteed returns of between 6-8% that are coupled with a guaranteed income for life that can never be outlived.
Roccy DeFrancesco, JD
Additionally, I tackle one of the age old questions and give you the answer with specific and irrefutable math. What question? Are tax-deferred IRA or 401(k) plans tax-hostile or tax-favorable wealth-building tools? I think the answer will surprise you.
Finally, in keeping with the theme of my Bad Advisors book, I will tell you why most of your advisors do not know about these wealth building tools and why many advisors are contractually forbidden from selling them (which will truly outrage you).
